Outer Banks Insurance can be different than inland. Here’s a link to some frequently asked questions about insurance here. When getting insurance quotes for your purchase it is a good idea to look at a few different sources. Many homeowners get a discount on their vacation home by using the same insurance carrier they use for their primary residence. However, it is not always the least expensive way to go. It is a good idea to get quotes from at least one local insurance company.
Oftentimes out of state insurance carriers don’t fully understand North Carolina and/or beach insurance issues. Because these companies are local and write hundreds of local policies, they may know a way to save you money.
Below is the contact information on a few local insurance companies our clients have been happy using over the years.
6225 N Croatan Hwy Kitty Hawk, NC 27949 (First Stoplight east of the Wright Memorial Bridge)
Office: (252) 255-2090
This insurance company serves not just the Outer Banks but also most of northeastern North Carolina.
Weatherly Insurance Agency (Nationwide)
2810 N Croatan Hwy Kill Devil Hills, NC 27948
Office: (252) 480-1284
In the past, Nationwide has offered some better in-house insurance products that were very competitive. This insurance company is now second generation Outer Banks owned.
103 Woodhill Drive Nags Head, NC 27959 (Milepost 11.5)
Office: 252-480-4600
This company has been writing insurance on the Outer Banks for over 20 years. They are very knowledgeable and service oriented.
5531 N Croatan Hwy Southern Shores, NC (Milepost 1)
Office: 252-449-2109
Their office is located next to Scott Team Realty in the Marketplace Shopping Center. NC Farm Bureau has some good insurance programs.
