Outer Banks Insurance can be different than inland. Here’s a link to some frequently asked questions about insurance here. When getting insurance quotes for your purchase it is a good idea to look at a few different sources. Many homeowners get a discount on their vacation home by using the same insurance carrier they use for their primary residence. However, it is not always the least expensive way to go. It is a good idea to get quotes from at least one local insurance company.
Oftentimes out of state insurance carriers don’t fully understand North Carolina and/or beach insurance issues. Because these companies are local and write hundreds of local policies, they may know a way to save you money.
Below is the contact information on a few local insurance companies our clients have been happy using over the years.
6225 N Croatan Hwy Kitty Hawk, NC 27949 (First Stoplight east of the Wright Memorial Bridge)
Office: (252) 255-2090
This insurance company serves not just the Outer Banks but also most of northeastern North Carolina.
Weatherly Insurance Agency (Nationwide)
2810 N Croatan Hwy Kill Devil Hills, NC 27948
Office: (252) 480-1284
In the past, Nationwide has offered some better in-house insurance products that were very competitive. This insurance company is now second generation Outer Banks owned.
103 Woodhill Drive Nags Head, NC 27959 (Milepost 11.5)
This company has been writing insurance on the Outer Banks for over 20 years. They are very knowledgeable and service oriented.
5531 N Croatan Hwy Southern Shores, NC (Milepost 1)
Their office is located next to Scott Team Realty in the Marketplace Shopping Center. NC Farm Bureau has some good insurance programs.